As a financial planning firm, we have the privilege of advising clients on every aspect of their financial life. One of the things we...

Jawboning The job of the Federal Reserve Chairman is not an easy one and as Chairman Powell demonstrated at yesterday’s news conference,...

With the start of a new year, it's important to reflect on the financial goals you want to achieve in 2024. Setting financial goals is...

The New Year Happy New Year to all the Warcap family and friends!! 2023 is in the books and the markets surprised many. Numerous...

Peak Rates Good news on the disinflation front has caused a colossal shift in the bond market. The 10-year treasury rate peaked at 5% on...

Don’t look now, but prices are FALLING! Oil is down 17% in the last three months. The 10-year treasury rate has fallen 50 basis points in...

The 8% Mortgage Today the 30-year mortgage rate hit 8%, the highest level in 23 years! Just two years ago, the 30-year mortgage was 3%,...

Headwinds The third quarter tends to be challenging for the stock market and 2023 is proving no different. A bevy of headwinds lurk and...

Headwinds For the first time in 15 years, the bond market is offering “real return”, which subtracts taxes and inflation from interest. ...

In my May 2023 Market Update, I stated that a “soft landing” is upon us, and incoming data since then has confirmed such. The economy...

As Registered Investment Advisors, we are tasked with generating “real return”, which is calculated by subtracting inflation from the...

Remarkably, three of the largest bank failures in U.S. history occurred in the year's first five months. First Republic, Silicon Valley,...

We are simple, logical thinkers here at Warcap, which may be boring at times. But our process is reliable, especially in times of chaos. ...

My commentary on Friday stirred some thoughts by many readers and the weekend proved to be a wild one in finance. So, here’s the update...

I’ve been managing money for 26 years and there have been few times during that period when the economic picture has been so complex. ...

Markets were off to a roaring start for the first month of the year as both bonds and stocks rallied. The assumption that inflation was...

Nearly every money manager in the industry would state that we are all happy to have 2022 behind us. Inflation engulfed savings and...

Have Rates Peaked? October CPI was released and the monthly print was finally lower than anticipated coming in at 0.4% versus the...

Third quarter GDP flashed green for the first time since last year as it grew 2.6%, following two consecutive quarters of negative growth....

Inflection points in markets are hard to recognize and allocating money to out of consensus positions is a tough trade. But very few...